The next time you deal with your motor or household insurer, try asking them to amend their policy wording to cover your unique situation. Chances are, most would decline your request, preferring instead to offer a ‘standard’ policy.
By contrast, when it comes to legal indemnity insurance, we never adopt a ‘one-size-fits-all’ approach. While we offer an extensive range of commonly requested covers, we’re also equipped with a team of experts who are experienced at handling the more unusual requirements; specialists who will do their utmost to accommodate you by providing bespoke policies when needed.
We are often asked to combine some of our standard covers, or include extensions to our policies to cover losses that may arise indirectly from the insured event. This ranges from the inclusion of business interruption cover, where access to a retail shop is prevented while a claim is being resolved; to providing cover for delay costs if a court order temporarily suspends construction while a judicial review application is considered.
One thing’s for sure; when it comes to legal indemnity insurance, there’s no such thing as standard cover.